|  | Provided by Mae Stewart, Editor UNISON Retired members Newsletter, 
                Dundee, Perth and Angus. Please note that this is not definitive 
                information about benefits but will provide a signpost as to where 
                to get up to date information. Please check the sources first. 
                UNISON Scotland can take no responsibility for information that 
                may be outdated or inaccurate.
 Issue 35 Feb/March 2011top | Information 
                & Resources Index  
                 
                  What the New Health & Social Care Bill MeansThe Government has presented its new Health Bill to Parliament 
                     (it only applies to England and partly to Wales although 
                    the part affecting arrangements between the NHS Commissioning 
                    Board will affect Scotland - UNISON opposes the Bill: 
                    see info here and UNISON's 
                    vision here), with the focus on improving patient 
                    treatment and experience, as well as increased emphasis on 
                    public health and prevention. But what exactly will it mean 
                    for us and what does Age UK think about the new proposals? 
                   As the new Health Bill continues its passage through the 
                    House of Commons on Monday 31st January with its Second Reading, 
                    overall, Age UK thinks the ideas behind the changes could 
                    be good for people in later life.  We agree with the Government that a much clearer focus on 
                    what actually happens to patients while they are being treated, 
                    and how many people get better, is the right kind of vision 
                    for the NHS to be asked to live up to.  Better patient care needed  But, we think there are some problems with the way the Government 
                    wants to make these changes and that in some areas they might 
                    not mean better care for people. To be successful, the health 
                    reforms need to deliver better patient care for everyone, 
                    not just the illnesses where it might be possible to treat 
                    people and see results quickly.  People are living longer and living with more complicated 
                    health problems so it is important the NHS focuses care on 
                    people with more than one health problem or who might be more 
                    difficult to treat.  Services that keep people out of hospital such as falls prevention 
                    or foot care should also be widely available.  More cooperation required  We think that local authorities and GPs around the country 
                    should work together more closely to ensure that there aren't 
                    as many gaps between health and social care services. Also, 
                    people who design healthcare services should be open and transparent 
                    about the decisions they are taking - if the NHS is really 
                    going to get better, people who make the decisions need to 
                    hear the views of patients loud and clear.  Healthcare professional concerns  Many doctors, nurses and other health professionals are concerned 
                    about these changes. One of the most important things the 
                    Government should do is make sure that current services are 
                    maintained. People shouldn't have to suffer because the health 
                    service is being reformed - it's important that today's patients 
                    don't lose out while services are reorganised to provide better 
                    care tomorrow.  People in later life are the main users of NHS services. 
                    Poor communication, a lack of joined-up care, plus services 
                    that don't work well all have a high impact on those who are 
                    frequent service users. Everyone suffers when poor practice 
                    goes unchallenged, so getting healthcare right for people 
                    in later life is fundamentally about getting it right for 
                    everyone.   
                 
                  
                    top | Information 
                    & Resources Index  How the New Pensions Bill Will Affect 
                    You On 13 January 2011 the Government's new Pensions Bill received 
                    its first reading in Parliament. Here's a quick guide to what's 
                    been said, and what these changes could mean for you.  An increase in the State Pension Age  The first key reform in this Bill is the increase in the 
                    State Pension Age. The State Pension Age is different from, 
                    and not linked to the Default Retirement Age - it is the age 
                    at which eligible people begin to receive their state pensions. 
                   How the changes will be brought through  Under the current rules, the State Pension Age for women 
                    is in the process of rising from 60 to 65 to equalise with 
                    men; and then state pension age for both men and women was 
                    due to increase from 65 to 66 between 2024 and 2026. The Pensions 
                    Bill is bringing forward the timing of equalisation and the 
                    rise in the State Pension Age from 65 to 66 for both men and 
                    women.  · Under the new legislation, women's state pension age will 
                    reach 65 by November 2018.  · The rise from 65 for both men and women will begin in December 
                    2018 and reach 66 by April 2020.  Concern over those on lower incomes  Age UK is concerned that this change will hit the poorest 
                    hardest, as people on lower incomes are generally more reliant 
                    on their state pensions and have lower life expectancy.  Auto-enrolment  Better news is the new provisions about auto-enrolment. 
                    For the first time, all workers will have the right to a pension 
                    contribution from their employer unless they decide to opt 
                    out of the scheme. The new Government reviewed these plans 
                    and the Pensions Bill introduces some changes.  Age UK is pleased that most of the provisions remain - for 
                    example, there will be no exemption for small firms, who will 
                    have to pay pension contributions for their employees. The 
                    Bill provides for an optional waiting period of up to three 
                    months before the employee is automatically enrolled.  Michelle Mitchell, Charity Director of Age UK, commented: 
                    'Auto-enrolment is a hugely important reform which means that 
                    for the first time, all workers will have the right to a pension 
                    contribution from their employer unless they decide to opt 
                    out of the scheme. While we have some concerns about the increase 
                    in the threshold and the introduction of a waiting period, 
                    we are pleased that there will be no exemption for small firms.' 
                   What happens now  Age UK will be working to ensure that the Government invests 
                    in providing good-quality information and advice to help people 
                    understand the new pensions options available to them and 
                    make informed decisions about saving for retirement. We believe 
                    that January 13's announcement brings both good and bad news 
                    for people in later life: Phasing out the Default Retirement 
                    Age is good for those that want to continue working past 65, 
                    but plans to increase the State Pension Age more rapidly than 
                    previously planned is bad news for the millions of older people 
                    unable to work for longer'  For more information, please visit www.ageuk.org.uk/fallscampaign' 
                   For any advice on any issues which affect you please contact: 
                    Age UK Advice: 0800 169 6565  These excerpts were taken from Age UK. Apologies for any 
                    misquotes Mae Stewart  Useful Contact Numbers Action on Elder Abuse: 0808 808 8141 A national, freephone helpline for anyone concerned in any way 
                about the abuse of older people, whether in their own homes, sheltered 
                housing, care homes and hospitals. Lines open: Monday-Friday, 
                9am-5pm
 · Age UK Customer Services: 0800 169 8787 
                We are here to answer questions, concerns and complaints from 
                our supporters and from members of the public about the Charity 
                and our activities, including how you can get involved with Age 
                UK. Lines open: Mon-Fri, 8.30am-5.30pm  · Age UK Information & Advice: 0800 169 6565 
                if you need information or advice from anything from health to 
                housing, please give us a call. We can also put you in touch with 
                our local Age UK partners (who may still be called Age Concern). 
                Lines open: 8am-7pm, 365 days a year.  · BT faults: 0800 800 151 If you have a fault 
                on your BT phone line, then you can report it free. Lines open: 
                24 hours a day. BT Nuisance/malicious calls helpline 0800 661441 
                A national, free number if you're getting persistent unwanted 
                calls. Lines open: 24 hours a day, 7 days a week for anyone to 
                ring.  · Consumer Direct: 0845 404 0506 The government-funded 
                service that offers clear and impartial information and advice 
                on consumer issues, from overcharging to faulty goods or dodgy 
                workmanship and from energy supply to postal problems. Lines open: 
                8am-6:30pm, Monday to Friday; 9am-1pm, Saturday  · Cruse Bereavement Care helpline: 0844 477 
                9400 Cruse promotes the well-being of bereaved people and 
                enables anyone bereaved by death to understand their grief and 
                cope with their loss. Lines open: Monday-Friday, 9am-5pm  · Gas Emergency Contact Number: 0800 111 999 
                If you smell gas and are worried there may be a leak, then call 
                this number free to report a potential gas emergency. Lines open: 
                24 hours a day, 7 days a week.  · Home Heat Helpline: 0800 33 66 99 If you're 
                struggling to pay your fuel bill or worried how you're going to 
                stay warm, the Home Heat Helpline will make it easier for you 
                to find the answers. Lines open: Monday to Friday, 9am-8pm Saturday, 
                10am-2pm. · MIND: 0845 766 0163 The mental health charity 
                provides information on a range of topics including types of mental 
                distress, where to get help, drug and alternative treatments and 
                advocacy. They are also able to provide details of help and support 
                for people in their own area. Lines open: Monday-Friday, 9am-5pm 
               · National Debtline: 0808 808 4000 A free, 
                confidential helpline offering independent advice on how to deal 
                with debt problems. Lines open: Monday-Friday, 9am-9pm; Saturday, 
                9.30am-1pm  · NHS Direct: 0845 4647 Whenever you have 
                health worries, NHS Direct has the knowledge and experience to 
                give you real help and reassurance. Lines open: 24 hours a day, 
                7 days a week.  · Pension Service: 0845 6060 265 A national 
                helpline for anyone who has questions about their pension or is 
                planning for retirement. Lines open: Monday-Friday, 9am-5pm  · Samaritans: 0845 790 9090 Samaritans provides 
                confidential non-judgmental emotional support, 24 hours a day 
                for people who are experiencing feelings of distress or despair, 
                including those which could lead to suicide. Lines open: 24 hours 
                a day, 7 days a week. The above information was taken from Age 
                UK.  My apologies for any misquote. Mae Stewart    . |  |